If you have noticed a sudden silence on this blog recently, it is not because I have run off to meditate on a mountain or decided to retire early (tempting as that sounds). Year-end has officially arrived, and with it comes the annual parade of meetings, catch-ups, investor reviews, partner discussions, and the usual mountain…

I will be hitting the road for the next couple of days so my blog might be taking a bit of a nap. Do not worry, I’m not fleeing from the markets. I will be back soon enough, refreshed and ready to get back in. In the meantime, my trusty sidekick, the TM-IM system, will…

I periodically recycle old posts on my blog to ensure that new clients can benefit from valuable content they may have missed and this post is one such example. One of the popular themes I have come across repeatedly in my career is decoupling. Well, the idea that investors can reduce reliance on US assets…

It is always easy to give comments especially negative ones when you are not the one in the position or facing the consequences. From the sidelines, everything looks simple. Judgments and opinions come fast and cheap without ever having done the real work behind the scene. The same thing happens in the markets. It is…

I caught up with a couple of clients at a poolside café of their condominium, the kind of setting where serious conversations somehow feel lighter and even the market looks less volatile when you are sitting next to a body of water. Our conversation drifted from health and meditation to when the next financial crash…