Author: YH Wong

I periodically recycle old posts on my blog to ensure that new clients can benefit from valuable content they may have missed. Today, I’m revisiting an insightful post on Ray Dalio, a figure I greatly respect as one of the most exceptional investors on my radar. Like him, I’m also a transcendental meditator, and I…

To my friends, clients, partners, and fellow meditators (especially across India) who are celebrating, I wish you and your loved ones a Diwali filled with joy, light, and prosperity. May this festival bring warmth and togetherness to your home. Diwali, also known as Deepavali, is a significant Hindu festival celebrated by millions of people across…

Staying humble and learning from those who are smarter is a solid strategy both in investing and in life. In fact, it is almost like being a good investor. We diversify by learning from different people, absorbing what they do best, and applying it to our own playbook. A big thank you to all the…

I’m back at it, writing again from the cozy confines of my home office. The race between Kamala Harris and Donald Trump is neck and neck, and let us be honest, polls these days are about as reliable as trying to predict the weather with a fortune cookie. So take those numbers with a grain…

I will be away for a while and will not be posting any blog updates. Think of it as my posts taking a little nap while I’m out exploring. In the meantime, a gentle reminder: trying to time the market with quick in-and-out moves, especially during these wild times will likely end in chaos. Short-term…

Transcendental Meditation (TM) is often described as a simple, natural, and effortless technique, yet its effects are profound. To help convey the essence of TM and make its principles more accessible, a variety of analogies are commonly used. These analogies draw on everyday experiences and familiar concepts, allowing us to better understand how TM works…

This morning, I had a call with one of my team of partners based in different locations. We kicked things off with all the enthusiasm of a coffee-fueled brainstorming session, diving into discussions on multiple topics. We navigated through the myriad signals from our TM-IM model, poring over dozens of charts. Oddly enough, the typical…

Retirement planning is a crucial aspect of financial security that often determines the quality of life during one’s later years. As people live longer and face increasing financial challenges, the need for careful retirement planning has never been more important. I invite you to participate in this survey to share your insights. This survey aims…

It is early Sunday morning and, once again, I find myself thinking about the economy and the markets. I know I probably should not be but hey, this poor soul still has not shaken the habit. Some people reach for the newspaper and a cup of coffee. I reach for market charts. Scary October is…

Offshore investing used to be something that made people raise an eyebrow or two, but today it is more like, “Why have not I done this yet?” It is no longer the financial bogeyman it once was, as more investors have come to realize that offshore does not mean “off limits.” Even financial planners are…