It is always easy to give comments especially negative ones when you are not the one in the position or facing the consequences. From the sidelines, everything looks simple. Judgments and opinions come fast and cheap without ever having done the real work behind the scene.
The same thing happens in the markets. It is effortless to argue after the fact, once prices have already moved. When the chart is complete and the outcome is known, everyone suddenly becomes a genius. “I knew it would happen.” “Should have bought.” “Should have sold.”
Hindsight offers perfect clarity but zero real value. Over the years, I have learned to simply let this type of friends and clients go.
Some “gurus” who claim to teach you everything about certain investments have, ironically, never actually invested professionally. They have never traded meaningful sums in millions or billions unless you count topping up their e-wallet.
They have certainly never had to answer to real investor clients. Yet somehow, they always seem to know everything.
I do not deal with people who are negative or who enjoy criticizing or even to the extent of insulting others without knowing anything about what they have been through. It is easy to point fingers when you are not the one carrying the responsibility or the uncertainty. Whether in life or in the markets, making decisions in real time is never straightforward.
Everyone has their own battles often invisible and often misunderstood. When someone jumps to conclusions or judges too quickly, they reveal more about their own mindset than about the person they are criticizing.
So I choose to stay away from that kind of energy. Life is challenging enough without unnecessary negativity. I prefer to surround myself with people who think deeper, who understand context, who appreciate the difficulty of real decision-making, and yes, who are slow to judge.
Do not be too quick to comment, do not be too quick to judge. Things are never as simple as they look from the outside.