“How long do you think you will live?” Since the middle of the last century, life expectancy has been increasing rapidly. On average, it has been increasing by one year, every five years. Babies born today in 2017 can expect to live to over 100, or in other words, they will live to see the…

Transcendental meditation or TM is a technique that I have regularly done over all these years because it is so simple, effective, and the experience of doing it is so enjoyable. I feel sorry for some people who go looking for an effective meditation technique and have to shift through all the land mines of…

When a good friend approached me to write an article on alternative investments, it excited me so much that I was ready to spit out in rapid-fire succession. The historical diversification benefits of blending stocks and bonds have failed many portfolios. Laugh as much as you want but know you may end up laughing at…

“Do you think it’s the right time for me to start investing, or should I wait a bit longer?” I am asked this question all the time. If someone is now in their 20s or 30s, that would make them a Gen Z or millennial. Millennials have been labelled as “the lost generation” because of…

I came across this interesting article from CNBC while googling for some market information. Here is the article which has been modified slightly. At the age of 12, billionaire Ray Dalio bought his first stock for less than $5 a share with money he made while caddying in Queens, New York. “I got lucky, because the…